/* ============================================================
   Центр автокредитования «Независимость» — стили сайта
   ============================================================ */

:root{
  --navy-950:#080f22;
  --navy-900:#0c1730;
  --navy-800:#122045;
  --navy-700:#182b58;
  --navy-600:#22376e;
  --gold:#c9a227;
  --gold-light:#e7c766;
  --blue-accent:#2f6fed;
  --blue-light:#5b9dff;
  --cream:#f5f1e6;
  --white:#ffffff;
  --text-muted:#b7c2d9;
  --text-dark:#1c2333;
  --line:rgba(255,255,255,.12);
  --radius:14px;
  --shadow:0 18px 40px rgba(4,9,26,.35);
  --container:1180px;
}

*,*::before,*::after{box-sizing:border-box;}
html{scroll-behavior:smooth;}
body{
  margin:0;
  font-family:"Manrope","Segoe UI",Arial,sans-serif;
  background:var(--cream);
  color:var(--text-dark);
  line-height:1.6;
  -webkit-font-smoothing:antialiased;
}
h1,h2,h3,h4{
  font-family:"Oswald","Arial Narrow",Arial,sans-serif;
  text-transform:uppercase;
  letter-spacing:.02em;
  line-height:1.15;
  margin:0 0 .6em;
  color:var(--navy-950);
}
p{margin:0 0 1em;}
a{color:var(--blue-accent);text-decoration:none;}
a:hover{text-decoration:underline;}
img{max-width:100%;display:block;}
ul{margin:0 0 1em;padding-left:1.2em;}
li{margin-bottom:.4em;}
.container{max-width:var(--container);margin:0 auto;padding:0 24px;}
.section{padding:72px 0;}
.section-alt{background:#eee8d8;}
.section-navy{background:var(--navy-950);color:var(--cream);}
.section-navy h2,.section-navy h3{color:var(--white);}
.eyebrow{
  display:inline-block;
  font-family:"Oswald",Arial,sans-serif;
  text-transform:uppercase;
  letter-spacing:.14em;
  font-size:13px;
  color:var(--gold);
  margin-bottom:10px;
  font-weight:600;
}
.section-head{max-width:720px;margin:0 0 40px;}
.section-head.center{margin:0 auto 48px;text-align:center;}
.rule{
  width:120px;height:4px;margin:14px 0 0;
  background:linear-gradient(90deg,var(--gold) 0 50%,var(--blue-accent) 50% 100%);
  border-radius:2px;
}
.rule.center{margin-left:auto;margin-right:auto;}

/* ---------- Buttons ---------- */
.btn{
  display:inline-flex;align-items:center;justify-content:center;gap:8px;
  font-family:"Oswald",Arial,sans-serif;
  text-transform:uppercase;letter-spacing:.06em;font-weight:600;font-size:15px;
  padding:15px 30px;border-radius:8px;border:2px solid transparent;
  cursor:pointer;transition:all .2s ease;text-decoration:none;
}
.btn:hover{text-decoration:none;transform:translateY(-1px);}
.btn-gold{background:linear-gradient(135deg,var(--gold-light),var(--gold));color:var(--navy-950);box-shadow:0 10px 24px rgba(201,162,39,.35);}
.btn-gold:hover{box-shadow:0 14px 30px rgba(201,162,39,.45);}
.btn-outline{background:transparent;border-color:var(--white);color:var(--white);}
.btn-outline:hover{background:var(--white);color:var(--navy-950);}
.btn-outline-navy{background:transparent;border-color:var(--navy-900);color:var(--navy-900);}
.btn-outline-navy:hover{background:var(--navy-900);color:var(--white);}
.btn-block{width:100%;}

/* ---------- Header ---------- */
.top-strip{
  background:var(--navy-950);color:var(--text-muted);font-size:13px;
}
.top-strip .container{display:flex;justify-content:space-between;align-items:center;padding-top:8px;padding-bottom:8px;flex-wrap:wrap;gap:6px;}
.top-strip a{color:var(--text-muted);}
.top-strip a:hover{color:var(--gold-light);}

.site-header{
  background:var(--navy-900);
  position:sticky;top:0;z-index:50;
  box-shadow:0 6px 20px rgba(0,0,0,.25);
}
.site-header .container{
  display:flex;align-items:center;justify-content:space-between;
  padding-top:14px;padding-bottom:14px;gap:20px;
}
.brand{display:flex;align-items:center;gap:12px;color:var(--white);}
.brand-mark{
  width:46px;height:46px;border-radius:10px;flex:none;
  background:linear-gradient(135deg,var(--gold-light),var(--gold));
  display:flex;align-items:center;justify-content:center;
  font-family:"Oswald",Arial,sans-serif;font-weight:700;color:var(--navy-950);font-size:20px;
}
.brand-text{display:flex;flex-direction:column;line-height:1.2;}
.brand-text .b-top{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:var(--text-muted);}
.brand-text .b-main{font-family:"Oswald",Arial,sans-serif;font-size:20px;font-weight:700;letter-spacing:.03em;text-transform:uppercase;color:var(--white);}
.brand:hover{text-decoration:none;}

.main-nav{display:flex;align-items:center;gap:28px;}
.main-nav a{
  color:var(--cream);font-family:"Oswald",Arial,sans-serif;font-size:14px;
  text-transform:uppercase;letter-spacing:.04em;font-weight:500;
  padding:6px 0;border-bottom:2px solid transparent;
}
.main-nav a:hover,.main-nav a.active{color:var(--gold-light);border-color:var(--gold);text-decoration:none;}

.header-actions{display:flex;align-items:center;gap:18px;}
.phone-link{color:var(--white);font-family:"Oswald",Arial,sans-serif;font-size:18px;font-weight:600;letter-spacing:.02em;white-space:nowrap;}
.phone-link small{display:block;font-family:"Manrope",Arial,sans-serif;font-size:11px;color:var(--text-muted);text-transform:none;letter-spacing:0;font-weight:400;}
.phone-link:hover{color:var(--gold-light);text-decoration:none;}

.nav-toggle{
  display:none;width:42px;height:42px;border-radius:8px;border:1px solid var(--line);
  background:transparent;flex-direction:column;justify-content:center;align-items:center;gap:5px;cursor:pointer;
}
.nav-toggle span{width:20px;height:2px;background:var(--white);display:block;}

/* ---------- Hero ---------- */
.hero{
  position:relative;color:var(--white);
  background:var(--navy-950);
  overflow:hidden;
}
.hero-media{
  position:absolute;inset:0;
}
.hero-media img{width:100%;height:100%;object-fit:cover;object-position:center 30%;opacity:.34;}
.hero-media::after{
  content:"";position:absolute;inset:0;
  background:linear-gradient(100deg,var(--navy-950) 20%,rgba(8,15,34,.78) 55%,rgba(8,15,34,.35) 100%);
}
.hero-inner{position:relative;padding:110px 0 96px;}
.hero-inner h1{color:var(--white);font-size:44px;max-width:760px;margin-bottom:18px;}
.hero-inner h1 span{color:var(--gold-light);}
.hero-lead{max-width:600px;color:var(--text-muted);font-size:17px;margin-bottom:34px;}
.hero-actions{display:flex;gap:16px;flex-wrap:wrap;margin-bottom:44px;}
.hero-stats{display:flex;gap:32px;flex-wrap:wrap;}
.hero-stats div{border-left:3px solid var(--gold);padding-left:14px;max-width:230px;}
.hero-stats b{display:block;font-family:"Oswald",Arial,sans-serif;font-size:18px;letter-spacing:.01em;color:var(--white);text-transform:uppercase;}
.hero-stats span{font-size:13px;color:var(--text-muted);}

.page-hero{
  background:var(--navy-950);color:var(--white);padding:64px 0;position:relative;
}
.page-hero .eyebrow{color:var(--gold-light);}
.page-hero h1{color:var(--white);margin-bottom:10px;}
.page-hero p{color:var(--text-muted);max-width:640px;margin:0;}
.breadcrumbs{font-size:13px;color:var(--text-muted);margin-bottom:16px;}
.breadcrumbs a{color:var(--text-muted);}
.breadcrumbs a:hover{color:var(--gold-light);}

/* ---------- Cards / grids ---------- */
.grid{display:grid;gap:26px;}
.grid-3{grid-template-columns:repeat(3,1fr);}
.grid-2{grid-template-columns:repeat(2,1fr);}
.grid-4{grid-template-columns:repeat(4,1fr);}

.card{
  background:var(--white);border-radius:var(--radius);padding:30px 26px;
  box-shadow:var(--shadow);border:1px solid rgba(15,25,55,.06);
}
.card .num{
  width:44px;height:44px;border-radius:10px;background:var(--navy-950);color:var(--gold-light);
  display:flex;align-items:center;justify-content:center;font-family:"Oswald",Arial,sans-serif;font-weight:700;
  margin-bottom:16px;
}
.card h3{font-size:18px;margin-bottom:10px;}
.card p{color:#4d5670;font-size:15px;margin-bottom:0;}

.icon-card{
  background:var(--navy-900);color:var(--cream);border-radius:var(--radius);padding:28px 24px;
  border:1px solid var(--line);
}
.icon-card h3{color:var(--white);font-size:17px;}
.icon-card p{color:var(--text-muted);font-size:14px;margin-bottom:0;}
.icon-card .ico{font-size:26px;margin-bottom:14px;}

.steps{counter-reset:step;display:grid;gap:0;}
.step{
  display:flex;gap:20px;padding:26px 0;border-bottom:1px solid rgba(15,25,55,.1);
}
.step:last-child{border-bottom:none;}
.step .step-num{
  counter-increment:step;flex:none;width:52px;height:52px;border-radius:50%;
  background:linear-gradient(135deg,var(--gold-light),var(--gold));color:var(--navy-950);
  display:flex;align-items:center;justify-content:center;font-family:"Oswald",Arial,sans-serif;font-weight:700;font-size:18px;
}
.step .step-num::before{content:counter(step);}
.step h3{font-size:18px;margin-bottom:6px;}
.step p{color:#4d5670;margin-bottom:0;}

.badge-row{display:flex;flex-wrap:wrap;gap:10px;margin:18px 0;}
.badge{
  background:var(--navy-900);color:var(--gold-light);font-size:13px;padding:8px 14px;border-radius:20px;
  border:1px solid var(--line);
}

/* ---------- Table ---------- */
.table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;border-radius:var(--radius);box-shadow:var(--shadow);}
.table-wrap .doc-table{box-shadow:none;border-radius:0;min-width:560px;}
.doc-table{width:100%;border-collapse:collapse;background:var(--white);border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);}
.doc-table th,.doc-table td{padding:16px 20px;text-align:left;border-bottom:1px solid rgba(15,25,55,.08);font-size:15px;}
.doc-table th{background:var(--navy-950);color:var(--white);font-family:"Oswald",Arial,sans-serif;text-transform:uppercase;font-size:13px;letter-spacing:.04em;}
.doc-table tr:last-child td{border-bottom:none;}

/* ---------- Forms ---------- */
.form-card{
  background:var(--white);border-radius:var(--radius);padding:34px;box-shadow:var(--shadow);
}
.form-row{margin-bottom:18px;}
.form-row label{display:block;font-size:13px;font-weight:600;margin-bottom:6px;color:var(--navy-950);}
.form-row input,.form-row select,.form-row textarea{
  width:100%;padding:13px 14px;border-radius:8px;border:1.5px solid #d8d2c0;
  font-family:inherit;font-size:15px;background:#fbfaf6;color:var(--text-dark);
}
.form-row input:focus,.form-row select:focus,.form-row textarea:focus{outline:none;border-color:var(--blue-accent);background:var(--white);}
.form-check{display:flex;gap:10px;align-items:flex-start;font-size:13px;color:#4d5670;margin-bottom:22px;}
.form-check input{width:18px;height:18px;flex:none;margin-top:2px;}
.form-note{font-size:12.5px;color:#7b8399;margin-top:14px;}
.hp-field{position:absolute;left:-9999px;top:-9999px;width:1px;height:1px;overflow:hidden;}

/* ---------- Calculator ---------- */
.calc-wrap{display:grid;grid-template-columns:1.15fr .85fr;gap:32px;align-items:start;}
.calc-field{margin-bottom:22px;}
.calc-field .row-between{display:flex;justify-content:space-between;align-items:baseline;margin-bottom:8px;}
.calc-field label{font-family:"Oswald",Arial,sans-serif;text-transform:uppercase;font-size:13px;letter-spacing:.03em;color:var(--navy-900);}
.calc-field .val{font-family:"Oswald",Arial,sans-serif;font-weight:700;color:var(--blue-accent);font-size:16px;}
input[type=range]{
  width:100%;height:6px;border-radius:4px;background:#e1dbc8;appearance:none;-webkit-appearance:none;
}
input[type=range]::-webkit-slider-thumb{
  -webkit-appearance:none;width:22px;height:22px;border-radius:50%;
  background:linear-gradient(135deg,var(--gold-light),var(--gold));cursor:pointer;border:3px solid var(--white);box-shadow:0 2px 8px rgba(0,0,0,.3);
}
input[type=range]::-moz-range-thumb{
  width:22px;height:22px;border-radius:50%;background:linear-gradient(135deg,var(--gold-light),var(--gold));
  cursor:pointer;border:3px solid var(--white);box-shadow:0 2px 8px rgba(0,0,0,.3);
}
.calc-result{
  background:var(--navy-950);color:var(--white);border-radius:var(--radius);padding:32px 28px;position:sticky;top:110px;
}
.calc-result .label{color:var(--text-muted);font-size:13px;text-transform:uppercase;letter-spacing:.06em;margin-bottom:6px;}
.calc-result .amount{font-family:"Oswald",Arial,sans-serif;font-size:40px;color:var(--gold-light);font-weight:700;margin-bottom:22px;}
.calc-result .row{display:flex;justify-content:space-between;padding:12px 0;border-top:1px solid var(--line);font-size:14px;color:var(--text-muted);}
.calc-result .row b{color:var(--white);font-weight:600;}
.calc-disclaimer{font-size:12.5px;color:#7b8399;margin-top:18px;}

/* ---------- Contacts ---------- */
.contact-grid{display:grid;grid-template-columns:.9fr 1.1fr;gap:40px;}
.contact-info-item{display:flex;gap:16px;padding:20px 0;border-bottom:1px solid rgba(15,25,55,.1);}
.contact-info-item:first-child{padding-top:0;}
.contact-info-item .ico{
  flex:none;width:44px;height:44px;border-radius:10px;background:var(--navy-950);color:var(--gold-light);
  display:flex;align-items:center;justify-content:center;font-size:19px;
}
.contact-info-item h4{margin:0 0 4px;font-size:15px;text-transform:uppercase;font-family:"Oswald",Arial,sans-serif;}
.contact-info-item p{margin:0;color:#4d5670;font-size:15px;}
.map-placeholder{
  margin-top:40px;border-radius:var(--radius);border:2px dashed #c9c1a6;background:#efe9d9;
  padding:50px 24px;text-align:center;color:#7b7358;font-size:14px;
}
.map-placeholder b{display:block;color:var(--navy-900);font-family:"Oswald",Arial,sans-serif;text-transform:uppercase;margin-bottom:8px;font-size:15px;}

.map-embed{
  margin-top:40px;border-radius:var(--radius);overflow:hidden;box-shadow:var(--shadow);
  border:1px solid rgba(15,25,55,.08);
}
.map-embed iframe{width:100%;height:400px;display:block;border:0;}
@media (max-width: 480px){
  .map-embed iframe{height:280px;}
}

/* ---------- FAQ ---------- */
.faq-item{border-bottom:1px solid rgba(15,25,55,.12);}
.faq-q{
  width:100%;text-align:left;background:none;border:none;padding:20px 0;cursor:pointer;
  display:flex;justify-content:space-between;align-items:center;gap:16px;
  font-family:"Oswald",Arial,sans-serif;font-size:16px;text-transform:uppercase;color:var(--navy-950);
}
.faq-q .plus{font-size:22px;color:var(--gold);flex:none;transition:transform .2s ease;}
.faq-item.open .plus{transform:rotate(45deg);}
.faq-a{max-height:0;overflow:hidden;transition:max-height .25s ease;}
.faq-a p{padding-bottom:18px;color:#4d5670;margin:0;}

/* ---------- Legal callout ---------- */
.legal-callout{
  background:#efe9d9;border-left:4px solid var(--gold);border-radius:8px;padding:20px 22px;font-size:14px;color:#4d5670;
}

/* ---------- Footer ---------- */
.site-footer{background:var(--navy-950);color:var(--text-muted);padding:56px 0 0;font-size:14px;}
.footer-grid{display:grid;grid-template-columns:1.3fr 1fr 1fr 1.2fr;gap:36px;padding-bottom:40px;border-bottom:1px solid var(--line);}
.footer-grid h4{color:var(--white);font-size:14px;margin-bottom:16px;}
.footer-grid ul{list-style:none;padding:0;margin:0;}
.footer-grid li{margin-bottom:10px;}
.footer-grid a{color:var(--text-muted);}
.footer-grid a:hover{color:var(--gold-light);}
.footer-brand p{color:var(--text-muted);font-size:13.5px;}
.footer-legal{padding:26px 0;font-size:12.5px;color:#8891a8;line-height:1.7;}
.footer-legal p{margin:0 0 8px;}
.footer-bottom{
  display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px;
  padding:18px 0;border-top:1px solid var(--line);font-size:12.5px;color:#7b849c;
}
.footer-bottom a{color:#7b849c;}
.footer-bottom a:hover{color:var(--gold-light);}

/* ---------- Cookie banner ---------- */
.cookie-banner{
  position:fixed;left:0;right:0;bottom:0;z-index:200;
  background:var(--navy-950);color:var(--cream);
  border-top:3px solid var(--gold);
  padding:18px 0;
  transform:translateY(110%);transition:transform .35s ease;
}
.cookie-banner.show{transform:translateY(0);}
.cookie-banner .container{display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap;}
.cookie-banner p{margin:0;font-size:13.5px;color:var(--text-muted);max-width:760px;}
.cookie-banner a{color:var(--gold-light);}
.cookie-actions{display:flex;gap:12px;flex-none;}
.btn-sm{padding:10px 20px;font-size:13px;}

/* ---------- Static pages (privacy/cookies) ---------- */
.doc-content h2{font-size:22px;margin-top:2em;}
.doc-content h3{font-size:17px;margin-top:1.4em;}
.doc-content{max-width:820px;}
.doc-content p,.doc-content li{color:#3a4256;font-size:15.5px;}
.doc-updated{color:#7b8399;font-size:13px;margin-bottom:30px;}

/* ---------- Utilities ---------- */
.text-center{text-align:center;}
.mt-0{margin-top:0;}
.mb-0{margin-bottom:0;}

/* ---------- Responsive ---------- */
@media (max-width: 980px){
  .grid-3{grid-template-columns:repeat(2,1fr);}
  .grid-4{grid-template-columns:repeat(2,1fr);}
  .footer-grid{grid-template-columns:1fr 1fr;}
  .contact-grid{grid-template-columns:1fr;}
  .calc-wrap{grid-template-columns:1fr;}
  .calc-result{position:static;}
}
@media (max-width: 760px){
  .main-nav{
    position:fixed;top:0;right:0;bottom:0;width:78%;max-width:320px;
    background:var(--navy-950);flex-direction:column;align-items:flex-start;
    padding:90px 28px 28px;gap:6px;
    transform:translateX(100%);transition:transform .3s ease;box-shadow:-10px 0 30px rgba(0,0,0,.4);
    z-index:60;
  }
  .main-nav.open{transform:translateX(0);}
  .main-nav a{width:100%;padding:14px 0;border-bottom:1px solid var(--line);}
  .nav-toggle{display:flex;}
  .header-actions{gap:10px;}
  .header-actions .phone-link{font-size:14px;}
  .header-actions .phone-link small{display:none;}
  .header-actions .btn-sm{padding:10px 14px;font-size:12px;}
  .site-header .container{padding-top:12px;padding-bottom:12px;gap:10px;flex-wrap:wrap;row-gap:8px;}
  .brand-text .b-top{font-size:9px;}
  .brand-text .b-main{font-size:16px;}
  .brand-mark{width:38px;height:38px;font-size:16px;}
  .hero-inner{padding:80px 0 64px;}
  .hero-inner h1{font-size:30px;}
  .hero-lead{font-size:15.5px;}
  .hero-actions{flex-direction:column;align-items:stretch;}
  .hero-actions .btn{width:100%;}
  .grid-3,.grid-4{grid-template-columns:1fr;}
  .footer-grid{grid-template-columns:1fr;gap:28px;}
  .hero-stats{gap:18px;flex-direction:column;}
  .hero-stats div{max-width:none;}
  .top-strip .container{justify-content:center;text-align:center;font-size:12px;}
  .section{padding:56px 0;}
  .form-card{padding:26px 20px;}
  .footer-bottom{flex-direction:column;text-align:center;}
}

@media (max-width: 480px){
  .hero-inner{padding:64px 0 52px;}
  .hero-inner h1{font-size:25px;}
  .hero-lead{font-size:14.5px;}
  .eyebrow{font-size:11.5px;}
  .btn{padding:13px 20px;font-size:13px;}
  .card,.icon-card{padding:22px 18px;}
  .card h3,.icon-card h3{font-size:16px;}
  .doc-table th,.doc-table td{padding:12px 14px;font-size:13.5px;}
  .calc-result .amount{font-size:30px;}
  .calc-result{padding:24px 20px;}
  .contact-info-item{gap:12px;}
  .contact-info-item .ico{width:38px;height:38px;font-size:16px;}
  .top-strip .container{font-size:11px;}
  .cookie-banner .container{flex-direction:column;align-items:stretch;text-align:center;}
}